Date: 2/18/2011
Need #1: We have too much debt
Short-term Goal #1: We will become debt free
Action Steps Completed:
1. __________________________________________________
2. __________________________________________________
3. __________________________________________________
Action Steps to be Completed:
1. We will have $1,000 in an emergency fund
a. We will put $150 into the fund every payday until we have $1,000
2. We will add $150 to minimum payment on CC #1 until paid off
3. I will cook budget meals 2 nights a week
4. We will take our lunch to work every day
5. We will only go out to eat on payday and only drink water with our meal
Additional Action Steps Needed:
1. We will have a garage sale as soon as the weather is nicer
2. We will brainstorm ways to make extra money, and do them
3. I will explore ways to save money
4. _________________________________________________
5. _________________________________________________
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